Work is my Play - Always look for Income Streams


In Business, find a need and fill it

Early in my sales career  one my mentors was Wallace E. Johnson co founder of the Holiday Inns with Kemmons Wilson.   Wallace started his business with a $250 loan on his car and built affordable homes starting at $2,995.  He became the largest builder of affordable housing in the South.    

Set Goals for your Life & Business

As Wallace E. Johnson  wrote in his book "Work is my Play"  he  believed  as I do also  that "the  United States is the greatest country in the world and that under our free enterprise system there is no limit to where a person can go if  they  will seek God's  will for their  life and use their  God Given talents to the fullest . " - Wallace E. Johnson 

Each day Wallace would write his goals down daily on a card which he would carry with him throughout the day .   As you write your goals as Wallace would do pray specifically that God will help you accomplish each goal you set for the day, week, month or year.  Then go to work to reach your goals. Follow your burning desire for your life, and God will bless you richly. 


Develop the proper attitude toward God, family, country, job, your fellowman - a positive friendly, thankful attitude.    

Turn Lemons into Lemonade

If you are unable to get a job. place a job wanted ad in a leading newspaper where you live. You don't always get what you want unless you inspect .  Honest work and thrift are not below the dignity of any person. There is no substitute for hard work.  The American dream is not dead as long as we are willing to work.  Freedom to work is second only to religious freedom 


Get help in achieving your goals from many sources but especially from God 


Thanks to "Together we Build" a book on the   The Life and Faith of Wallace E.  Johnsohn originally published as "Work is my play" for  your model and some of the quotes  on this page  that we strive to live by as we build our personal and  business goals. 

Success Strategies


Keep It Simple

We live in an age where the computer has pretty much changed the landscape of making access to products and services. Companies  like Geico , Amazon, Next Insurance to name a few are seamless and consumer friendly.  At JBGmg  our business model is to make our business simple and continue to make adjustments for what we call IMPCS ... improve  / manage / products / controls  /services 

How to Buy Income

Are you looking for an Income Stream for life ?  Consider a  (SPIAs ) fixed single premium annuities  launched in 1994 . 

A fixed SPIA is form of insurance in reverse . In the the case of a SPIA, you pay pay a single large premium all at once to an insurance company and then in a nutshell it provides a payout for the rest of your life like a pension.     At  JBGmg we  are happy to provide you more information on  fixed and indexed annuities we offer through our insurance carrier  affiliates we are appointed with.  Call James B.  Griffin @ 562.810.8881 for more information on Fixed and Indexed Annuity Insurance Policies  

How much is enough to retire ?

The simplest calculation is take your maximum salary ( for this example  lets use  $50,000 as your annual salary).  Multiply your MAS maximum annual salary by 25.   Doing the math you will need $1,250,000.00  to live comfortably in retirement over the next  25  years  doing nothing .  If you receive Social Security or a Pension than you can back out that amount . For Example your maximum salary was $50,000 minus $20.000 you receive in Social Security Benefits annually . Your new number - $30,000 X  25 or  $750,000   to retire and maintain your lifestyle over the  next 25 years 

Buy Rental Properties

90% of all millionaires make their money in REO  aka Real Estate . We all learned to play the parlor game Monopoly as kids. Best educational game ever invented .  Start buying  Income Property Real Estate.   Buy and Rent out for Income .  Remember no pain no gain.  As a landlord expect the  3 T's ... annual property taxes,  toilets,  tenants....   Its worth it .. keep buying and never work a day in your life - Just kidding about that. Property Management lotsa work trust me I know ! 

CPA's & Lawyer's

A must for your success  a reliable CPA and  Lawyer on your dream team 

Stay Organized always:

Keep all your Income / expenses organized in files . Save all of your deductions keep receipts and make sure you have a trusted person who returns your phone calls is reliable and will be your go to guy or gal to keep you in compliance with all the taxes  you owe make sure you get all the tax breaks you deserve. 

Know the Law 

Lawyers are great and if all Businesses should have a reliable business lawyer to help them navigate throug h any legal issues a business can incur along the bumpy road to success

Health , Humor & God

Maintain healthy habits and remember to practice moderation in all things . Eat, drink and  be merry. Always remember Laughter is your best medicine. 

Keep the Faith and Trust God  Always .

Success Files


I've Learned

It is best to give advice in only two circumstances.  When it is requested and when it is a life threatening situation. 

Security is not Money

"if money is your hope for independence you will never have it. The only real security that a man or woman will have in this world is a reserve of knowledge, experience and ability."   - Henry Ford 

Don't try to please everyone

"I don't  know the hey to success but the key for failure is trying to please everyone " Bill Cosby 

Two reasons for everything

" Woman and Men have two reasons for a doing a things. One that sounds good and a real one"  - J. Pierpoint Morgan 


Without passion you don't have energy:  without energy, you have nothing. Nothing great in this world has been accomplished without passion - Donald J. Trump  


Without vision a people perishes  - Soloman